|
Creditworthiness documents
|
|
Application form
|
Provided by the bank
|
|
ID
|
Copy of borrower’s ID or passport
|
|
Credit score report
|
A numerical value based on the analysis of a credit report that is used by creditors to predict how likely an individual is to repay a new loan.
|
|
P60 (for UK citizens)
|
In the UK, a P60 End of Year Certificate, commonly referred to just "a P60", is a document submitted to taxpayers at the end of a tax year. It reports on the total of taxable income throughout the year, and taxpayers are legally required to keep hold of this document for at least 22 months after the end of the tax year (six years if they are self-employed).
|
|
W-2 (for US citizens)
|
Form W-2 is used in the United States income tax system to report wages paid to employees and the taxes withheld from them. The form is also used to report FICA taxes to the Social Security Administration.
|
|
Last year’s tax return
|
|
|
Bank statement
|
Issued by the borrower’s bank in his/her home country
|
|
Bank reference
|
The information returned as a result of a written request which is sent to the applicant’s bank asking for its opinion regarding the financial standing of the applicant
|
|
Accountant certificate
|
|
|
Pay slips
|
A slip of paper included with borrower’s pay check that records how much money he/she has earned and how much tax or insurance has been taken out
|
|
Power of Attorney
|
Written document authorizing one person to take certain legal actions on behalf of the person giving the power of attorney
|
|
Marriage certificate
|
|
|
Employer reference
|
Signed and sealed by the borrower’s employer
|